Credit Bureau of Albert Lea
If you are a consumer, the content on this website was produced by a debt collection agency and any information obtained could be used for the collection of a debt.
The information contained on this website should not be interpreted as legal advice. If you have questions regarding any interpretation of the law, contact your attorney.
About Our Services...
There
is
no
business
too
small
or
too
large
that
cannot
fully
take
advantage
of
the
services
we
provide.
Most
companies
will
find
that
their
in-house
collection
efforts
are
time-consuming
and
expensive.
It
is
important
to
have
a
procedure
in
place
that
turns
debt
over
to
the
CBAL
as
soon
as
the
debt
has
been
deemed
delinquent.
We
suggest
past
due
accounts
be
monitored
and
turned
over
for
collection when one of the following happens:
• The debt has become 60 days past due
• You have lost contact with the consumer
• The consumer expresses financial issues
• The consumer demonstrates bad faith and loses credibility,
i.e. has broken a promise to pay you by an agreed upon date
The
earlier
a
claim
is
placed
with
our
office,
the
greater
the
chances
of
recovery
are.
The
CBAL
collects
nationwide.
This
service
incorporates
a
mail
notification
series,
a
collector
call
program,
credit
reporting
and
litigation.
We
have
found
using
our
system
is
the
most
effective
in
capturing
past
due
money.
Our
goal
is
to
make
contact
with
the
consumer
and
resolve
the
underlying
issues
that
are
creating
the
account
delinquency.
This
unique
system
maximizes
recovery
and
accelerates
cash
flow
faster
than
other
methods.
Our
recovery
rates
are
the
best
in the business.
All
accounts
placed
with
the
CBAL
are
processed
within
24
hours.
All
consumer
files
are
reported
to
the
three
National
Credit
Bureaus
(Experian,
Equifax
and
TransUnion)
and
is
updated
monthly.
We
believe
our
system
of
mail
notification,
direct
phone
contact
and
credit
reporting
is
the
most
effective
way
of
collecting
your
money
quickly.
There
are
instances
when
an
account
may
need
our
litigation
services.
Know
that
we
pursue
litigation
when
it
is
deemed
necessary. You will be notified and advised when this situation occurs. There are no costs passed on to you for this service.
Building
a
strong
relationship
with
our
clients
is
a
number
one
priority.
The
Credit
Bureau
of
Albert
Lea
is
not
merely
a
last
resort
for
past-due
accounts;
rather
we
are
advisors
and
partners
to
your
business.
We
pride
ourselves
on
being
available
each
and
every
day
for
your
questions
and
concerns
and
we
offer
free
debt
collection
consultations
for
our
active
clients.
We
put
forth
the effort to understand your specific needs and tailor a collection plan just for you.
Rest
assured
our
collection
program
can
be
utilized
with
the
knowledge
that
your
image
and
reputation
will
always
be
maintained.
There
are
no
up-front
costs
or
fees
to
collect
your
delinquent
accounts.
The
Credit
Bureau
of
Albert
Lea
works
on
a
contingency basis.
We collect your accounts or we don’t get paid!